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When you purchase a home with a mortgage, you don’t plan on missing any payments or plan on what happens if you lose your job or income, but times get tough. When life throws an unexpected circumstance at you, you want to know your options ahead of time. When the time comes that you could […]

Due to the recent massive mortgage settlement that was reached, the occurrence of short sale and loan modification options has increased steadily. However, each option has a distinct effect of the real estate market. Research shows that a high percentage of the mortgage settlement has been dispersed to aid in the form of short sales. […]

Surprisingly seniors have been drastically affected by the increase in foreclosures as everyone else. This is increasingly detrimental to their financial security, because they have less means to regain stability. Therefore, many seniors are left with the prospect of a bleak future with no real estate property of their own.  In the past, most seniors […]

When the economy first plummeted, the Illinois housing market took a major hit. People were unable to afford houses and others were losing their jobs making it very difficult to ward off foreclosure. The amount of foreclosures and short sales skyrocketed, which not only hurt the people who made payments, but also the banks and […]

Are you interested in getting into real estate investing but don’t know where to start or which real estate strategy to implement?  This is a common question that many people just starting out face.  There is no wrong or right answer to the question but taking action is the most important step. Many times I […]

Even though mortgage delinquencies are on the downside the occurrence of this phenomenon is not over. Since mortgage delinquencies are directly tied to the economic climate the existence of delinquent mortgages will not decrease completely until other variables have been addressed. Reports show that mortgage delinquencies have decreased in the last year, this can be […]

Home Equity Lines are back in full force once again! Record low interest rates are extremely appealing to homeowners and rising home prices are extremely appealing to banks. One of the reasons why banks are giving these lines again is because they figure that foreclosure will actually be profitable since rising home prices are expected […]

This article is about real estate scams and was written to create a mass awareness on the various scams which happen in the space of real estate. How not to get duped There has been tremendous growth over the last few years in the field of real estate which is quite good and sudden but it […]

A foreclosure is a big setback. It can be hard to shake its bad effects, especially when going through the process of buying a home again. But if the foreclosure occurred at the beginning of the housing crisis, enough time has passed that problematic records can be dealt with, and you can present an appealing […]

Having a tidy set up of your closet is essential especially while selling any house or property. It serves the purpose of keeping track of material very well. But there is some art associated with it. This is the art of closet organizing. The real meaning of this word During very earlier times, even a […]