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Down payment assistance can make owning a home a reality for many people that did not think home ownership was possible.  Take advantage of free money because these programs will probably not be around forever and home prices and interest rates are continuing to rise. 

Earthquakes are not covered under standard policies. If you live in an area where earthquakes are common, earthquake insurance is a must, if you do not purchase earthquake insurance and your house is damaged…than it is your FAULT…bad joke I know…

If you live next to a volcano, than you are in better shape than if you lived on or near a fault line. Damage caused by volcanic ash is typically covered under most policies.

Make sure to see if you have flood insurance! You do not want your house to look like the ark in the new Noah movie and not be covered if you are in an area that has flooded before or is prone to flooding. Check your policy, the 100 year flood happens every year somewhere.

A homeowner has 8 basic options when facing foreclosure. It is best that the homeowner takes action as soon as possible so that they have enough time to deal with foreclosure and have the best outcome. The biggest mistake that homeowners make is that they do not take action in time. These are the 8 most common options when facing foreclosure.

Never pay anyone upfront, pay a monthly fee or retainer, or sign over your deed when facing foreclosure. You should only work with companies and foreclosure specialists that get paid by actually stopping the foreclosure. Get educated on your options and take action.

If you want to increase your property value on your house, you want to make sure you do things that have a high return on investment. Not only will this list increase your property value but it will make your house sell quicker and make it more attractive to potential buyers.

If you want to market your property for sale and move it quickly, you should utilize as many tools as possible. Technology and social media have made it extremely easy to share the house you have for sale. You can use the techniques in this article regardless if you are a homeowner, a Realtor, or a real estate investor.

Home buyers hate going into houses when certain modifications have been done by the current owner. Just because you or your family like something in your house, does not mean anyone else will. This article goes into what home buyers hate and why.

The “haunted mansion” was designed by the architect James C Weese and built in 1882. It was built in the Second Empire style and had elements influenced by the Eastlake movement.

Hiram Scutt was the man that had it built and Hiram held ten patents for barb wire.

The internet has made it extremely easy for people to look at properties that are available for sale even if they do not have a pre-approval. In fact, over 90% of all home searches begin on the internet before a Realtor or loan officer is contacted. The problem with the internet is that many people […]

There are many myths and misconceptions about a person’s credit and how it affects their ability to purchase a home.   Advice from friends and family is not always correct and it deters qualified buyers from purchasing a home.  Myth #1:  You need to have spotless credit to qualify for a loan There are actually loan […]